Affiliate Disclosure
ScoreZero is a free tool. We earn revenue through affiliate partnerships with financial product providers. When you click on a product recommendation in your roadmap and sign up, we may receive a referral fee at no additional cost to you.
How This Affects Our Recommendations
It doesn't.Your credit rebuilding roadmap is generated by AI based entirely on your bankruptcy chapter, discharge date, and credit score. We recommend products based on what's best for your situation — not on which pays us the most.
We only recommend products from reputable issuers that report to all three major credit bureaus and have a track record of helping people rebuild credit after bankruptcy.
Our Affiliate Partners
We may earn referral fees from the following products:
- Discover it Secured Credit Card — No annual fee, cash back, auto-graduation review
- OpenSky Secured Visa — No credit check required
- Self Credit Builder Account — Credit builder loan + savings
- CreditStrong — Credit builder loan starting at $15/mo
- Credit Karma — Free credit scores, reports, and monitoring
Your Trust Matters
We know that people rebuilding credit after bankruptcy have been targeted by predatory services. We will never recommend a product we wouldn't use ourselves. If a product isn't right for your situation, it won't appear in your roadmap — regardless of whether it pays us a commission.
This page was last updated on April 7, 2026. If you have questions about our affiliate relationships, contact us at hello@scorezero.com.