You filed bankruptcy.
Now what?
Your attorney's job is done. The court gave you a fresh start — but no instructions. We build you a personalized 12-month credit rebuilding plan, week by week.
Three steps to your comeback
Enter your details
Bankruptcy chapter, discharge date, and current score. No credit check. No SSN. Takes 30 seconds.
AI builds your plan
Our AI analyzes your situation and creates a personalized week-by-week roadmap with product recommendations and score projections.
Rebuild with confidence
Follow your roadmap, hit milestones, and watch your score climb. Get weekly reminders so you never miss a step.
Real people. Real rebuilds.
Scores achieved by following a structured plan after bankruptcy discharge.
“I went from a 480 to 672 in 11 months. The week-by-week plan kept me on track when I felt overwhelmed after discharge.”
“After my Chapter 13 discharge, I had no idea what to do first. This roadmap was the only thing that actually made sense.”
“Got approved for my first secured card two weeks in. Eight months later it graduated to unsecured. The plan works.”
“My attorney had nothing to give me post-discharge. ScoreZero filled that void completely. Wish I had this from day one.”
Results shown represent typical outcomes with consistent effort. Individual results vary.
What chapter did you file?
This determines your rebuilding timeline and eligibility dates.